Asset allocation types
Kaiser Partner Financial Advisors follows these typical asset allocation types to meet your investor personality:
Fixed income (conservative type)
Choosing this strategy helps you preserve the value of your assets while profiting from a regular interest return and minimal risk. We avoid equities and concentrate on a mixture of bonds, short-term investments, convertible bonds and alternative investments.
- Preservation of asset value
- Minimal risk
- Regular interest returns
- Bonds and short-term investments
- Convertible bonds
- Alternative investments
- No equity investments
Income (conservative type – balanced type)
Aiming to generate long-term asset growth, this strategy focuses on low risk interest returns and capital gains. We achieve this with the same asset mix as the “fixed income” strategy, plus a few careful equity investments.
- Long-term asset growth
- Smaller risk
- Interest and dividend returns plus capital gains
- Bonds and short-term investments
- Convertible bonds
- Alternative investments
- A few equities
Balanced (balanced type)
If you want balanced long-term asset growth and can accept moderate risk, we advise this strategy. An increased share of equities – compared with the “income” strategy – results in increased earnings expectations.
- Long-term balanced asset growth
- Moderate risk
- Interest and dividend returns plus capital gains
- Bonds and short-term investments
- Convertible bonds
- Alternative investments
- Increased share of equities
Capital gain (long-term type)
With a long-term investment strategy you can invest in instruments that are more volatile but that can potentially deliver greater returns from capital gains, interest and dividend payments.
- High potential long-term asset growth
- High volatility
- Returns from capital gains, plus interest and dividend payments
- Bonds and short-term investments
- Convertible bonds
- Alternative investments
- Higher share of equities
